Financing Rural America Since 1916

As a part of the national Farm Credit System, First South Farm Credit has been financing rural America since 1916. So, we bring more than a century of financial expertise to customers just like you. So we're ready to help make your dream of land ownership or farming your own land a reality.

Service Area

For your convenience, First South has nearly 50 locations throughout Alabama, Louisiana and Mississippi. We know these states well, and we're proud to share our knowledge and insight with you to help you reach your goals. Learn More

Loans, Credit & Refinancing

At First South, we provide short-, intermediate- and long-term loans for a wide variety of agricultural needs—including land for crops, livestock or timber, and almost any type of land improvement or agricultural production necessity. Learn More


Insurance is an important aspect of farming and land ownership. Let First South help you determine the right coverage for your needs. Learn More

Patronage Refund Program

As a financial cooperative, First South is owned by customers like you. When you borrow from First South, you become a stockholder and a member of our organization. That means you'll be eligible to receive patronage refunds as well as a vote with regard to electing our Board of Directors each year. Learn More

A Proud Supporter of Agriculture and Rural Communities

First South is pleased to support these areas of national interest by providing the highest level of customer service and lending proficiency available. By supplying a steady flow of credit to farmers and others, we help bring jobs and economic growth to rural communities across America.

Explore our links to learn even more about First South and how we can help you. Of course, feel free to contact us today if you have questions or concerns.