Member Services

Our member services make managing your finances easier. Find out more about First South’s ongoing customer assistance on this page.


AutoDraft is a fast, easy way to make your Farm Credit payment. AutoDraft electronically deducts your loan payment from your bank account every time it’s due. No need to write a check, no cumbersome payment book to keep up, no envelope to mail. No late payments—your payment is always on time. AutoDraft is a convenient, no-hassle way to keep up with your account.


FastCash is the safe, dependable way to withdraw funds from your line of credit loan. Call us, let us know how much you need, and we’ll deposit that amount electronically into your checking or savings account. Just call before 2:00 p.m. and the funds will be in your account the next day. If your call is received after 2:00 p.m., your transaction will be processed promptly the next business day.

The exact time of day the money is credited to your account may depend on your bank’s practices.


AccountAccess lets you view and manage your financial information online any time. With AccountAccess you can:

  • Check your balance, interest and payments due
  • Make loan payments
  • Transfer funds between your line of credit account and your bank account
  • Review account activity for the past 16 months
  • Download and print your loan activity statement
  • View and print 1098 and 1099 tax documents

Don’t have AccountAccess yet? Sign up today.


Easily access your account on the go with our mobileRootsTM app for iPhone and Android.

With the new mobileRootsTM app, you can view balances, recent transactions, account details and other AccountAccess information. You can also make payments and transfer funds from your First South account to an external checking or savings account.

Download on the App Store      Get it on Google Play

Ready to get started with First South? Contact us today!