First South Farm Credit
First Step Loan Program
First South is here to help you take your first steps in your farming operation success.
Begin, Grow or Remain In Agriculture
First South Farm Credit is committed to the next generation of Young, Beginning, and Small (YBS) Farmers by providing Lending and Educational resources to help them begin, grow, or remain in agricultural production.
Serving the agricultural credit needs of YBS farmers is vital to the future of agriculture in Alabama, Louisiana, and Mississippi. That is why First South pays special attention to serving the needs of this important group of farmers and follows guidelines established to ensure full cooperation with governmental and private sources of credit.
Young, Beginning & Small Farmer Loans
Through our First Steps by First South program, First South has created a loan product that is uniquely designed to help Young and Beginning Farmers start or continue their farming operation.
Contact your local First South branch to learn more about what our First Steps loan program can do for you.
Get More Information on the First Steps Loan Program
Who Qualifies as an YBS FARMER?
To reflect the current demographics of agriculture, YBS farmers are defined by the Farm Credit Administration as follows:
- Young Farmer - 35 years of age or younger
- Beginning Farmer - 10 years or less farming experience on their own
- Small Farmer - gross annual farm sales of less than $350,000
See what the Rushing Family have to say with working with First South Farm Credit.