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Who We Are

First South Farm Credit is a customer-owned institution dedicated to providing sound and dependable credit to eligible borrowers in Alabama, Louisiana, and Mississippi.

We focus on maintaining a financially sound institution that returns profits to its borrowers and provides a successful and rewarding culture for its employees, borrowers, and rural communities.

A Commitment to Integrity

At First South Farm Credit, we are committed to an ongoing environment of integrity. It is the responsibility of our employees, customers, applicants, vendors, and others to report any suspected or actual wrongdoing in a timely manner.

Behaviors to report include, but are not limited to:

  • Illegal activities and/or non-compliance with regulations
  • Standards of Conduct violations
  • Fraudulent activities
  • Association Code of Ethics violations and/or unethical behavior
  • Safety and environmental concerns

If you would like to report a potential violation, please contact the independent program coordinator at or call toll-free at 833-220-9772. Remember, all reported information is strictly confidential and anonymous.

Our Core Values

  • Culture of strong ethics
  • Continuous employee development
  • Dedication to rural America
  • Superior customer experience
  • Strong capital 
  • Operational excellence
  • Servant leadership
  • Commitment to YBS advancement

Our Value is in Our Expertise

Generations of farm families have relied on First South Farm Credit for loans and financial services. In fact, we are the largest single agricultural lender in Alabama, Louisiana, and Mississippi.