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First South Farm Credit

I'm Ready to Buy or Build My Country Home

Do you want to buy, build, or make improvements to a country home in rural Alabama, Louisiana, or Mississippi? Are you looking for financing or refinancing that is fast, simple, and convenient?

If you answered yes, then you may be ready to apply online for a First South Country Home Loan. You are just a click away from living your best life in the country! Apply now!


Country Home Loans May Be Used For:

  • The purchase of a rural residence
  • Refinancing a rural residence
  • Country Home construction
  • Improvements to your Country Home

Advantages to Financing with First South Are:

  • Competitive interest rates
  • Flexible loan terms up to 30 years
  • Fixed and variable rate


What will I need when I apply for a loan with First South Farm Credit

To better help guide you through your lending experience, here are some commonly requested documents you may need to have on hand when you make that call or apply online:

  • Personal financial statement
  • Personal tax returns for the last two years

Depending on your loan type, document requirements may vary.

  • Pay stub for the last 30-day period
  • W-2 forms for the last two years
  • All schedules, 1099s, and K-1 from partnerships/corporations
  • Bank statements for the past two months
  • Investment account statements for the past two months
  • Retirement account statements for the past two months
  • Copy of your driver's license
  • Executed purchase contract, if applicable
  • Personal tax returns for the last two years
Tools & Resources

Loan Payment Calculator

Determine what you can afford with our easy to use payment calculator.

Tools & Resources

Not Sure Where To Start?

Visit the Frequently Asked Questions page to see what you need to apply for a loan, how to qualify for a loan, and how First South Farm Credit can help.